11 Best Health insurance In USA For Foreigners

This guide will help you secure the best health insurance in USA for foreigners.

A health insurance policy is a requirement in today’s world.

It is important to protect yourself and your loved ones from any eventuality that could leave you financially handicapped by getting health insurance.

This article reveals the best health insurance in USA for foreigners as you read on.

Importance of Health insurance In The USA  For Foreigners

Life in the USA isn’t the same as in your home country.

The USA is a new environment for foreigners and as such brings a new kind of adventure.

Presumably, in your home country, you’ve not registered for any health insurance, you can comfortably pay your medical bills by yourself.

It’s not the same in other countries especially the USA where the cost of medical care is very high.

A few stitches and some antibiotics can cost a whole lot if the patient is not on health insurance.

As a foreigner who contracted flu or other communicable diseases while traveling, you would settle the bill yourself if you do not have travel health insurance or Emergency medical insurance for visitors to the USA to cover part of the bill.

In a situation the sickness needs advanced treatment, you might go bankrupt if you paid the bills yourself.

Health insurance helps you settle part of your bills while you pay more comfortably part.

International Health Insurance as a foreigner is very important to avoid the financial challenges of unexpected medical expenses and to ensure that you have access to immediate and proper medical care wherever you travel to.

When searching for an ideal health insurance plan, you can choose to secure your entire family under the same policy rather than buying separate policies.

Registering with a good health insurance company and paying the agreed fee every year will prevent you  from spending all your savings settling hospital bills.

Health insurance programs are mandatory for all foreigners in the USA to avoid going bankrupt because of high hospital bills if you fall sick.

Best Health Insurance In USA For Foreigners

There is a lot of health insurance in USA for foreigners, we would only discuss the few best ones which are below.

Cigna Global Insurance Plan

Cigna is an American insurance company located in Bloomfield, Connecticut.

It is one of the best health insurance in USA for foreigners that provides medical, dental, disabilities, life, and accident insurance.

Cigna is a global organization whose coverage expands to more than 200 countries and territories around the world with 1.65million health professionals and active customer service centers offering more than 50 different languages.

Cigna is global health insurance that offers help in times of medical emergencies despite the country you traveled to.

Cigna offers medical care essentials including hospitals stays and treatment, they consider your budget and what fits your needs.

Cigna makes it easy for foreigners to access reliable and easy quality healthcare wherever they are in the world.

Learn more about Cigna global here

GeoBlue Xplorer

Geoblue Xplora is a well-known insurance provider in the USA.

It gives you access to the best medical care no matter the country you are in.

GeoBlue Xplora is one of the best health insurance in USA for foreigners.

It is a comprehensive medical plan for US citizens, foreigners, international citizens, traveling individuals, or migrating families

The Xplorer Plan from GeoBlue Health Insurance is one of the best international health plans available today.

It gives you the liberty to access quality healthcare services inside and outside the U.S.

Learn more about Geoblue insurance here

 Atlas America Insurance

Atlas America insurance is ideal for tourists and visitors to the USA.

This plan offers extensive insurance coverage for pregnancy complications, injury or illness, emergency medical evacuation, eligible hospitalizations, surgery, travel delays, and other expenses required to get your trip back on track.

This insurance program is designed for none USA citizens traveling to the USA.

Moreover, Foreign visitors, International Students in the USA (F1, F2 visa) can get affordable coverage for medical, repatriation, and evacuation expenses.

An emergency medical evacuation can be very expensive according to the Centers for Disease Control and Prevention; It can cost more than $100,000.

Atlas International provides up to $1 million for a covered emergency medical evacuation.

Click here to Learn more about Atlas Insurance

Inbound USA Choice

Inbound USA choice is another health insurance in USA for foreigners.

It provides coverage for non-U.S citizens traveling to the USA.

Inbound USA Choice insurance plan is a limited travel medical insurance plan meaning there is no Preferred Provider Organization network that provides maximum benefits if you visit an in-network physician or provider.

When using your Inbound USA Choice Insurance policy, you visit any doctor or hospital of your choice.

The doctor, hospital, or other service providers may send the bill directly to the insurance company, or they may require you to pay upfront and file your claim for repayment later.

The Inbound USA Choice is essentially a USA plan only.

The policy is effective from the date the insured person reaches the USA, and the end date should be the date that he/she leaves the USA.

It does not cover for the International flight or a pause of flight from the home country to the USA, or back to home country from the USA.

Patriot America Insurance

Patriot American Insurance is one of the most suitable health insurance in USA for foreigners.

It is always mandatory to prepare for a medical emergency when embarking on international travel to avoid spending so much on emergency health crises.

Do not travel to a foreign country thinking you would be covered by your standard medical plan from your country.

Your standard medical plan can only offer domestic coverage, they are not designed for international travel.

Therefore, patriot travel medical insurance prevents you from putting your health at risk. They enable you to spend more time enjoying your international experience and less time worrying about medical coverage.

Their plans are perfect for non-U.S. citizens who have domestic health insurance but aren’t covered outside of their home country.

Specifically, in the United States, healthcare costs are much higher than in the rest of the world, and an unexpected illness could result in you owing thousands of dollars.

Patriot American insurance plans provide coverage for new medical expenses.

Their multilingual customer service experts and hands-on healthcare coordinators are available 24/7 to make traveling internationally less stressful.

This visitor Insurance plan is excellent for visiting family members or friends, vacationing, taking a short business trip, or any reason that you may find yourself in the U.S.

Learn more about Patriot insurance here

 Global Medical Insurance

Global medical insurance is a worldwide medical insurance program for individuals and families who want to receive worldwide medical coverage with world-class services.

Global medical insurance allows you to select from several plans options—bronze, silver, gold, platinum—multiple deductibles, and modes of payment.

Payment can be made monthly, quarterly, semi-annually, or annually.

Global medical insurance cares about your medical history and provides underwriting methods to extend medical coverage to you.

Their insurance policy is affordable, they offer a cash incentive and forego 50% of your deductible for choosing to receive treatment from some of the best medical facilities outside the U.S.

Global medical insurance is available to individuals and families of all nationalities.

Interestingly, Global medical insurance does not charge additional medical underwriting.

To apply for global medical insurance simply complete the online application by clicking “Get Quote”

If you are applying as a family, you may include yourself, your spouse, and dependents on one application.

However, dependents who are 19 and older must complete a separate application to be considered for coverage.

If your application is approved, you will receive a satisfaction kit, which includes an identification card, declaration of insurance, and a Certificate Wording containing a complete description of benefits, exclusions, and terms of the plan.

After that, you must notify them, if you or any family member suffers from or is treated for any illness, injury, or other medical condition between the time of your application and the issuance of the certificate.

However, If your application is not approved, you will receive a full refund of any premium received by IMG.

Moreover, to further prove how effective they are, once you are accepted in the plan, they provide a 15-day free look period to review the coverage.

If during those 15 days you are not satisfied with the plan, you may submit a written request for cancellation and a full refund of your premium received by IMG.

To learn more about Global Medical Insurance click here

Safe Travels USA Comprehensive Insurance

Safe Travels USA Comprehensive insurance is an insurance plan for foreigners that provides medical coverage and emergency services to individuals, families, and groups traveling to the USA.

Safe Travels USA Comprehensive offers excellent medical coverage.

This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation, and security evacuation benefits.

Travelers visiting the USA and on transit visas in the USA can purchase this medical insurance for their stay from 0 to 89 years of age.

Foreign residents visiting the USA and worldwide are eligible to buy Safe Travels USA Comprehensive.

Liaison Travel Plus

Liaison Travel Plus is a great travel health insurance in USA for foreigners.

It now offers specially designed COVID-19 coverage.

The COVID-19 benefit covers medical expenses for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

Liaison travel plus also includes Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Children, Return of Mortal Remains, and Local Burial or Cremation if you contract COVID-19.

Other illnesses and injuries are covered as well with liaison travel plus for five days to 12 months.

Travelers worldwide are eligible for Liaison Travel Insurance for worldwide coverage.

This plan is developed to protect you if you contract COVID-19 on an international trip.

However, no matter where you go, Liaison Travel Plus is there to help with coverage, It is a vast network of providers and 24-hour travel assistance.

Learn more about liaison travel insurance here

Diplomat American insurance

Diplomat American insurance is one of the best health insurance in USA for foreigners.

This plan is designed for Non-U.S. residents traveling to the United States.

It offers Accident & Sickness medical coverage, Accidental Death and Dismemberment (AD&D) benefits, emergency Medical Evacuation & Repatriation, and 24-Hour Multilingual Worldwide Assistance Services.

Diplomat America is an extensive coverage plan and is a travel medical insurance that provides coverage within the USA.

INF Elite Network Insurance

INF Elite Network Insurance is a short-term insurance plan that offers full Pre-Existing Insurance.

The Elite Network covers all pre-existing conditions for Non-US Citizens, this includes doctor’s appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays.

To enroll as a member of this insurance policy, an application fee of $15 needs to be paid and it expires at the termination of the policy.

Visit USA Insurance

Visit USA travel insurance is an outstanding medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants, and visiting scholars in the USA.

Buying visit USA insurance, you get coverage for sudden happenings like Accident and Sickness, Emergency Medical Evacuation and Assistance coverage in the United States.

Visit America insurance is suitable for business and leisure travelers, international exchange students, tourists, holiday travelers, and church or missionary travelers.

That’s all on health insurance in USA for foreigners, I hope it helps.

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