Do you wish to learn how to buy any smartphone and pay monthly in Nigeria?
This article is a guide on how to buy any smartphone and pay monthly in Nigeria.
“Where can I buy a phone and pay monthly in Nigeria?” is one very question a lot of folks have been asking on the internet.
There are certain times when you need a phone badly, but currently out of cash to purchase one.
It even gets worse when you are the type that always needs to be online because of the nature of your job or business, but it turns out your phone is faulty, stolen, or dead.
What do you do in such a situation?
In Nigeria, considering the current economic situation of the country, not every person will be able to replace or buy a new smartphone immediately when they have an issue, or the need arises.
What if I told you that you could actually get that smartphone or iPhone of your dream on credit, and be able to pay later?
Would you believe it? Yes, you can buy phone on credit in Nigeria, and in this article, I will show you where to buy phone on credit and pay later in Nigeria
In Nigeria, there are not many shops that you can easily walk in to buy a phone and pay in installments.
However, there are a few buy now pay later stores and platforms in Nigeria that you can easily walk-in to purchase your dream phone and pay in installments.
- EasyBuy Mobile Device Financing
- SLOT Nigeria
- Jumia Nigeria
Let’s now consider them one after the other.
1. EasyBuy Mobile Device Financing
If you are looking for where to buy phone and pay later in Nigeria, Easybuy is one of your best options.
Easybuy mobile device financing is a great buy now pay later platform where individuals can easily buy phones from top brands and pay later.
EasyBuy mobile is a recently launched platform in Nigeria that sells phones and tablets on credit.
With Easy buy, you can buy any phone or tablet of your choice, simply by making a 30% down payment of the amount of the phone.
You can buy Tecno phones on Easybuy or any other popular brands like Infinix, iPhone, Samsung, Huawei, Xiaomi, etc.
Easybuy mobile device financing platform has 2 payment plans: 3 months and 6 months payment plans respectively, with an interest rate of about 0.2% per day amounting to a total of 6% per month.
Their interest rate are not static, hence, you might want to confirm from them before acquiring any phone on loan.
Also, you are required to make an initial 30% deposit of the total amount of the phone you want to buy.
EasyBuy Mobile Requirements
To qualify to buy phone on loan with EasyBuy mobile device financing, you will need the following items:
- Valid ATM Card (Activated For Online Use)
- Any Valid Identity Proof (i.e. Driving License, Voter Card, Passport, or National ID Card.).
In addition to the following requirement, you will tell them of your monthly financial income.
This is to enable them to ascertain if you will be able to make the installment payment for the phone.
Also See: How To Buy Cheap Cars In Nigeria
How To Buy a Phone on Credit on EasyBuy
You can buy any phone on credit and pay later, simply by visiting any of the Easy buy partner stores close to you.
To get any smartphone device of your choice on credit and pay later from EasyBuy partner stores, simply follow the steps below.
1. Visit any of the EasyBuy Partner stores close to you, and locate an EasyBuy agent.
If you are not sure where an EasyBuy partner store is in your location, simply visit any major phone store in your locality, you will find Easybuy agents there.
EasyBuy agents are usually dressed in EasyBuy shirt with the EasyBuy logo on them.
Alternatively, you can contact the EasyBuy customer representative via their Facebook page or contact details below for proper guidance.
2. Choose your preferred smartphone device (all brands of Smartphones are eligible for this service).
3. Next, fill the registration form that you will be given and choose your preferred one.
4. Pay the 30% initial deposit for the phone, and you are good to go.
How To Pay the Monthly Installment for the Phone You Purchased on Easy Buy?
After getting your desired phone on credit from EasyBuy, you will have to be paying the balance monthly, or based on your agreement with them.
Good news, you don’t need to be going to their stores every month just to go make your monthly installment payment.
You can now do that from the comfort of your home with the EasyBuy mobile application.
Easybuy currently has an official mobile app that customers can use to make payments for the phones they purchased from them.
Just follow the process below to make your payment any time you are ready.
1. From your Android mobile device, locate and launch your Google Play Store app, then search for EasyBuy. Alternatively, simply click here to take you directly to the EasyBuy mobile app.
2. Install the app that is from Easybuy publisher.
3. Now launch the app and login with your personal details. This will take you to the EasyBuy app homepage.
4. Inside the mobile app, you will find 2 main tabs. Click on the Details tab to show your current Easybuy phone loan.
5. Now, select the repayment or installment option, and click on Pay.
Also See: Top 15 Platforms To Get Instant Loan Without Collateral In Nigeria
6. Verify the payment information, and make your payment using your Debit Card or any other payment option listed there.
How To Contact EasyBuy Customer Care Representatives
If you encounter any issue or would like to enquire more on EasyBuy mobile device financing, you can simply contact them via any of their contact details.
Below are EasyBuy contact details.
Easybuy Nigeria website: easybuy.loans/
Easybuy contact number: +01-8888188
Easybuy Email: [email protected]
Easybuy loans Facebook page: https://web.facebook.com/easybuy.loans/
2. SLOT Nigeria
SLOT is one of the largest and oldest mobile phone retailers in Nigeria.
They sell any type of mobile device and consumer electronics that you can think of; currently, they have over 60 stores spread across 18 states in Nigeria.
Slot Nigeria also has an online shop like Jumia and Konga, where customers can buy any device of their choice online, and have them shipped to their location.
Slot currently have a payment plan where customers can buy phones on installments. This means you can buy phones on credit in Slot.
The department in charge of Slot installmental payment is the SLOT corporate sales department. Slot has a 3 and 6 months payment plan for any smartphone of your choice.
How To Buy Phone and Pay Later in Slot
To buy any device on installment from Slot Nigeria, simply visit any of the SLOT store or branch closes to you and enquire about the device of your choice.
Alternatively, contact any of the SLOT corporate sales department personnel, and you will be told what to do.
Please click on this link for the names and contact details of Slot representatives who will help you get your choice phone on credit.
3. Jumia Nigeria
One of the stores or platforms that you can buy a smartphone on credit and pay later is Jumia Nigeria.
Jumia Nigeria currently runs a buy now pay later offer known as Jumia Flex: Buy Now & Pay Small Small.
This offer allows individuals to buy new devices, or upgrade their current devices for high-end one like Samsung S9+, iPhone X, MacBook Pro Retina, etc, and in installments.
The Jumia Flex: Buy Now & Pay Small Small offers both a 3 months and 6 months plan. You are at liberty to choose any monthly payment plan of your choice.
This offer is only available for customers that reside in Lagos. Also, you will be required to make an initial deposit for the device of your choice.
Jumia Flex Requirements
You are required to make available the following documents when applying for the Jumia flex offer.
- Bank Verification Number (BVN)
- Bank Statement from last 6 months (in PDF)
- A valid ID card (National ID card, International passport, Voters Card, or Driver’s license)
How To Buy a Device on Credit and Pay Later with Jumia Flex
To buy and pay later with Jumia Flex, follow the procedure below:
1. On your mobile or computer web browser, visit jumia.com.ng/jumiaflex.
2. Select the device of your choice and fill the application form.
3. Within 3 days of applying, if your application is approved, Jumia will contact directing you to pay the initial deposit for the device of your choice with your bank account or card online.
4. After you successfully make the initial deposit, within a few days, your device will be available for you to pick up in person from Jumia Experience Center in Yaba, Lagos.
Please Note: The Jumia Flex offer is currently not available. We will keep you updated as soon as it is available.
Another retail store that offers installment payment for phones in Nigeria is Parketonline.
Parktelonline only deals with the sales of mobile phones and accessories.
ParktelOnline understands that sometimes, it might be difficult for some persons to pay for a phone instantly, hence, they launched their buy now pay later financing plan.
With this plan, Nigerians can now buy phone and pay in installments.
How To Buy Phone and Pay Later with Parktelonline
To buy phone on installment on Parktelonline, please follow the procedure below.
1. On your mobile or computer web browser, visit the Parktelonline buy now, pay later website page on parktelonline.com/rencredit.html
2. Download the online application form from the page, fill and submit it back to Parktelonline.
Alternatively, you can visit any of the Parktelonline stores in Lagos and Abuja, or contact them for further assistance.
Another place where you can buy a phone and pay monthly in Nigeria is SparNigeria, through their Pay Easy Plan.
With the Spar Nigeria Pay Easy plan, customers can now buy any phone, laptop, and electronics of their choice and pay monthly.
SPAR Nigeria Pay Easy Now enjoy the flexible Easy Monthly Payment Scheme for purchase of Consumer Electronics, Home Appliances, Laptops, Printers, and many more.
The Spar monthly installment scheme allows customers to choose from a 3-month plan, up to a 1-year payment plan.
Who is Eligible to Apply for the SparNigeria Easy Pay Plan
To be able to buy a phone, laptop or electronics from Spar, and pay monthly, you must meet the following criteria.
- Age above 22 years
- Minimum of 1 year paid Employment or Self Employed or SME
- Own a Domiciled salary account with a Nigerian commercial bank
How To Buy Phone and Pay Later with SparNigeria
You must provide the following details to get a phone or electronics of your choice.
- A Duly completed application form
- A 6-month bank account statement from your bank were you receive your salary.
- 6 Month payment slip or letter of employment
- Your BVN registration details.
- Post-dated cheques for the period for current account holders
- Direct debit facility for customers without a checkbook.
For more details and inquiry, contact SparNigeria on sparnigeria.com/contact-us
That’s all on How To Buy Any Smartphone and Pay Monthly in Nigeria. We will keep updating this list, as more companies come up.
If you wish to get a loan to get your desired phone or take care of other needs? Check out the top 15 platforms that give quick loans without collateral in Nigeria.
I hope this article on how to buy any smartphone and pay monthly in Nigeria helps?
91 thoughts on “How To Buy Any Smartphone and Pay Monthly in Nigeria in 2023”
Hey I Need Tecno Pop 3
I need easy buy phone
Type here..I need A smart phone
I will pay in 3months .
I need iPhone iPhone X but will pay instrumentally from my bank like in less than 3 or 4 months through bank
Really I can help you do that I sell iPhones
Gud evening sir, pls I need iPhone 8 or x to pay in 6month, I will pay 30% as u said, but I don’t know how to contact u.
Type here..I want to buy spark 7
I need iPhone iPhone X but will pay instrumentally from my bank like in less than 3 or 4 months
I my name is Isu Kosudin, I need a phone to be paying instrumentally,
I base here in port Harcourt Rivers state .
I need phone that I will be paying monthly
Good day how much is nokia 210
I need spark8 for 5 month on easy buy how much, and the 30% of down payment
Please how much is tecno spark 7
my name is Timothy Daniel from Bauchi state an d i need a phone on credit which platform should i go for please?
Hi Timothy, the decision is yours.
How can I buy and pay later
How many month did you want to pay for, 3 or 6 month
I want to buy Tecno pop 4 on easybuy and I want deposit #20.000 I want to know how much do I going to paid monthly to balance up
How many month did you want to pay for, 3 or 6 month
I need smart phone of my choice what can ido and how?
Around #10,000 to #10, 500
I need techno pop 4
I’m a debtor I bought easy buy phone, I couldn’t afford to pay on due time, my phone was blocked now I have the money to pay but the easy buy app is not opening, what should I do?
Contact them, or go back to where you got the phone and lay a complaint
I want to buy for who can help me?
I need a phone now on easy buy my phone fall inside well
How can I get the phone
Please follow the procedure outlined in the article.
I want to happy for infinix hot 10 lite and I want to know d percentage
I want to apply for infinix hot 10lite, how much will I pay for the percentage
Good morning sir I what to buy iPhone 7 plus with 64gb storage
Hi,hw can i buy phone nd pay later
Hi,how can i buy phone on easybuy,can i buy iphone on installment
I want to buy iPhone 6sp and pay later
Hi Adebisi Damilare, you can only buy brand new phones with PAY LATER
My name is ogo from Oyo state, if someone buy phone from easy buy and pay the money in cash, will easy loan still be giving warning that the phone was on loan? May be the person change the sim? or give the phone to someone else?
Is there any easybuy shop in owerri?
If there’s where exact is it located
I have my bvn and valid atm card but I don’t receive alerts plz can I still apply for that
Hello i am ramadan i want to purchase an infinix phone and i have my NIN and account number can i still apply for the poan or it is compulsory i have an atm card and BVN before i can apply for the loan
My name is Solomon, the phone am using right now I bought it from easybuy but I have finished making the installmental payment, can I still apply for another one
Yes, you can
i am interested to purchase phone from easy buy dealers i need camon 16 to pay for 6 months duration please calculate the percentage and the price of the phone. i am fidelis uminyia with phone num. 08036268900
I need a phone
I want to pay every month
Good evening i need a phone and be paying every month
Hi my name is uche, if i’m to apply for easy buy is it a must that i will drop my atm card…..Pls i want to know.
I want to buy but i have no idea pls who can help me out
I have bank account but I don’t have ATM and I have national ID card
I have all the requirements but except for the national identity card .which also known as NIN .
Can I still apply for the easy buy ?
Please note that you need NIN before you can get a phone from Easybuy on installment.
I bought phone from someone on knowing to me that he bought from easybuy am I the to pay the debt and what will happened to the phone
No John. You were not the one that collected the phone from Easybuy, hence, you have no business with the payment. Besides, you already paid the owner for it.
what is the monthly interest rate for N60,000 phone for three month
Yes I need it how can I get it how I we be pay
Hi, please can i add my Samsung phone as supplément for a high-end Samsung and still pay installmentally?
hi 9GUIDERS, Thank you for this info, it is so helpful
i want to ask if a nysc member can apply for this offer
Yes, you can apply for this, even as a corp member
I want to buy iPhone Xr(UK Used) and pay installment but will like to know how much the total will be in 6months after first paying #60,000
I want to purchase for a smartphone and i have all the requirement except ID card can i get it
Hi, you need an ID card to buy a phone with EasyBuy. Unless you want to try out other options
How much is techno spark 4 and techno spark 4 and and how much is the 30% pay and can I order the phone online
You can’t order a phone online on credit. You must visit any of the Easybuy shops. When you get there, they will calculate the amount for you.
I was unable to get a phone. My application was rejected. I wasn’t told the reason why. I satisfied all the terms and conditions.
Pls how do I go about it. I really need the phone.
Thanks in anticipation
My name is Michael 9000naira was been deducted from my bank account instead of 10400naira and not traces of payment on my easybuy mobile app what could have happened?
Hi Michael, I wouldn’t know what possibly happened. You have to contact your bank for info regarding the debit.
I have a bank account and I work in an organisation but I don’t get paid through my bank.
Can I still apply
Yes, you can
Is there any easy buy center in suleja Niger State.
Hi, you can confirm from Easybuy customer support
Pls I want to buy hot 10 how much for 30% of it
Hi, you have to go to their office for them to calculate everything for you.
Must everyone be a salary earner to be eligible to purchase from EasyBuy, and what about someone that’s self-employed, could he/she be considered after possessing other requirements like BVN, ATM, NIN and of course a domiciled account etc?
Yes, he/she be considered.
Hi my name is Emmanuel Ossy I need a smartphone from easybuy and pay monthly…I have an ATM card and bvn but i don’t know how to go about it
You can visit any EasyBuy stores close to you, or Contact Easy Buy for direction.
Am a worker In a company and I don’t av bank account how can I reach to easy buy
Hi Timileyin, you cannot get Easybuy without a bank account, because you will be required to provide your active ATM Card and BVN details. See Easybuy requirements here.
Hi my name is Josiah I want to purchase a mobile device what’s the process plz
Simply follow the steps outlined in the article.
Good afternoon my name is Isaac I am from akure and I almost not a salary earner but I use to work always and I will be glad if I can being among the people who are interested in collecting smart phone from you
where can i locate any of the centres for easybuy phones
Good evening please how can I buy a phone from easybuy and be paying monthly.
Please go through the article again
I need easy buy smart phone
Good evening my name is OLOWOFELA segun. I lost my phone with my ATM card,but I have my bvn, all so I have collect phone before. can I still collect phone without atm card
Please contact them
I, good evening, am Godwin from badagry and I will to buy a mobile phone and pay install mentally but am not a salary earner and also dont have my BVN processing form but I can provide you d bvn. Dont know if i will be granted d grace.
Hi, I really find this article very useful. Thanks
Hi Tunde, I am glad you find this article useful.
Pls I need smart phone for my use i. What should do .pls